RALEIGH, NC – Poyner Spruill is proud to be a part of the North Carolina Bankers Association’s 2016 American Mortgage Conference. The conference will be held April 25th – 27th at the Raleigh Marriott City Center.
Partner Joe Smith will be moderating a panel discussion on “The Ups and Downs of Mortgage Lending in Community Banks”. Joe Smith returned to Poyner Spruill after serving as the North Carolina Commissioner of Banks for nearly ten years. His practice is concentrated in the banking and financial services area. Since 2012, Smith has served as Monitor of a settlement among seven major mortgage servicers (including the four largest banking organizations in the United States), the United States Government and 49 states relating to alleged abuses by these firms in their dealings with distressed borrowers.
Counsel Martha Svoboda will speak on the CFPB’s new Home Mortgage Disclosure Act (HMDA) regulations. Martha advises banks and other financial institutions with respect to all aspects of consumer financial protection compliance, including statutory and regulatory requirements related to truth in lending, RESPA (including TILA-RESPA Integrated Disclosure), fair lending, equal credit opportunity, predatory lending, unfair or deceptive practices, and E-Signature issues, as well as vendor management concerns. Martha also advises the Monitor of the National Mortgage Settlement (NMS), Joe Smith, regarding interpretation and implementation of the NMS Consent Judgment, whose parties include seven major mortgage servicers (including the four largest banking organizations in the United States), the United States Government and 49 states.
With offices in Charlotte, Raleigh, Rocky Mount and Southern Pines, Poyner Spruill LLP offers statewide representation to the financial services industry and brings together the expertise of more than 100 lawyers in 36 practice areas to solve business challenges.